Make purchases worldwide and online and get money back
Make secure, worry-free cashless payments worldwide with PostFinance credit and prepaid cards and enjoy attractive insurance coverage for shopping and travel. You also get cashback whenever you use your card, plus a host of other benefits.
Don’t miss out: get 50 francs with a credit or prepaid cardDon’t miss out: get 50 francs with a credit or prepaid card
Apply for a credit or prepaid card from PostFinance by 8 June 2025 and, if your application is successfully verified, you’ll receive 50 francs on your private account.
PostFinance credit cards: more than just making payments
Receive up to 1 percent cashback directly to your account for each purchase
Stress-free shopping and travelling thanks to insurance coverage
Enjoy discounts and exclusive services
Stay relaxed thanks to the reservation guarantee for bookings
Pay securely online, on-site and by mobile
Compare and select: overview of PostFinance credit cards
Our credit card comparison makes it easy for you to apply for the card that meets your needs. You receive your PostFinance credit card along with one of our banking packages .
Change selection
Classic/Standard From CHF 0 / year
Classic/Standard
From CHF 0 / year
The flexible card for everyday use – ideal for purchases and spontaneous spending
Prices in banking package
CHF 0 / year with SmartPlus, SmartYoung and SmartStudents
With your PostFinance credit card, you benefit from practical insurance coverage when shopping and travelling. All PostFinance credit cards come with shopping insurance, warranty extension, best-price guarantee and buyer legal protection free of charge. The Gold and Platinum cards also include additional insurance benefits when travelling, such as for trip cancellations or luggage. No additional costs are incurred for this.
Every time you pay using your PostFinance credit card, you get money back. Thanks to our bonus programme, you benefit from cashback of up to 1 percent. The turnover bonus payment is made directly into your private account in June and December.
Here’s how much cashback you receive on the purchase amount with your PostFinance credit card:
With your PostFinance credit card, you receive an attractive discount on vehicle rentals with Avis.
Here’s how it works
Book your rental vehicle conveniently using the link below. The discount will be deducted automatically if you pay with your PostFinance credit card.
If you reserve your rental vehicle with Avis by telephone on +41 848 811 818, simply quote your AWD number (Avis Worldwide Discount number) to receive your discount. You can find this on the reverse of your PostFinance credit card.
Do you need cash from time to time? With your PostFinance Visa Platinum Card, cash withdrawals are free at ATMs in Switzerland and abroad.
VIP and Concierge Service
Want to reserve a table, celebrate in a popular club, get tickets for a sports or cultural event? With PostFinance Platinum credit cards, you have access to an exclusive Concierge Service. This service is available round the clock at +41 848 888 440, or you can send an e-mail to [email protected]. The Concierge Service does everything it can to fulfil your wishes.
Priority Pass with two free airport lounge entries per year
With your PostFinance Visa Platinum Card, you receive a Priority Pass that gives you access to countless airports around the world. During longer flight layovers, a lounge is the perfect place for relaxation and refreshments.
Your gift:
Priority Pass worth 89 euros
Two lounge entries worth a total of 60 euros per year
Domicile: you are domiciled in Switzerland or Liechtenstein.
Minimum age: you are at least 18 years old. Prepaid credit cards are available as of 12 years of age.
Account with PostFinance: you have a private account in CHF with PostFinance as part of a banking package.
No. PostFinance credit cards are only available as part of our Smart, Smart Plus, SmartYoung and SmartStudents banking packages. Within the banking package, you can compile products such as PostFinance credit cards according to your wishes.
Reservation guarantee: Debit cards are often not permitted when booking accommodation, rental cars or flights. The credit card, on the other hand, guarantees the reservation.
Mobile payment: Apple Pay, Samsung Pay, Google Pay, Garmin Pay, Fitbit Pay, SwatchPAY!
Value-added services depending on the credit card: shopping and travel insurance, VIP and concierge service, Priority Pass with airport lounge access
Regardless of whether you decide on a PostFinance credit card from Visa or Mastercard: the benefits are the same for both cards, and you enjoy the same advantages. Be aware, however, that not all retailers accept all cards. You can see which credit cards you can pay with either at the cash register on-site or during checkout in an online shop.
Your credit card limit is determined individually and is based on a review of your financial situation.
You have two ways of adjusting the card limit:
1. Submit request: you can submit a request to increase the card limit. The limit will be adjusted permanently.
2. Add credit to credit card: if the current limit is not sufficient, you have the option in e-finance or the PostFinance App of adding credit to the credit card from your private account in a matter of seconds. You can choose the top-up amount, so you can cover last-minute expenses without any problems.
